TD Bank did not let us to do both at the same time. We had to refi and then open the HELOC.
We refinanced several years ago and got a HELOC at the same time. The HELOC will depend on how much equity you have in your home.
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I was thinking of doing a cash-out refi to get some home improvement money, but now I'm wondering if I can do a refi and get a HELOC at the same time so I'm not paying interest on money I'm not using. Will lenders do that?