Just know that there are two types of financial planning service. One is where the person sits with you and then sells you a product. Income comes from the sale of that product.
The other is where you pay a flat fee for the advice and then the person walks away.
I know a very good one. He lives locally so I'm sure could meet you soon enough. I will pm details when I get a sec.
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We need some financial planning advice asap. Does anyone have any suggestions?