Line of credit

Can anyone advise on where to get the best rate for a line of credit? I am looking to get about S300,000.  I have excellent credit.  I am worried that interest rate is going up and I'd like to lock in something low.


Business or personal?

It will be a personal loan.

We have a home equity line of credit. It is tied to the prime rate so it can be adjusted.  

I know there are options to get fixed rate loans or a hybrid products where you get a loan at a fixed rate plus a line at variable rates. 

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